Guides
How each part of Capital Friends works and why, in plain English. Every guide ends with the free app doing it on your real numbers.
No server, no bank login: one Google Sheet in your Drive holds everything.
Everything belongs to a person; every platform is mapped to its bank.
Seven yes/no questions most families miss, turned into action items.
Get your consolidated statement and import every transaction.
All family funds from one CAS import, with real money-in, XIRR and CAGR.
Target allocation, drift, and rebalancing by SIP, lump sum or buy-and-sell.
Family stock holdings from a broker Excel or CDSL/NSDL statement.
Everything that is not a fund: gold by weight at today's rate, the house with its loan.
Every policy with its nominee, and whether the cover is enough.
Goals on a road, funded from the money you already have, moved to safety on time.
Three buckets, refilled in good years, so you never sell in a crash.
Every member, every asset and loan, one dashboard, one number.
One email every morning: where everything is, for the people who would need it.
Try the numbers first
Plan retirement, child education or any goal with the app's own planner, no sign-in.
SIP, lumpsum, SWP, XIRR, CAGR, retirement corpus, FIRE, emergency fund and net worth.
Track the real thing, not just the estimate
Capital Friends is a free, open-source portfolio tracker for Indian families. Import your CAMS statement, see XIRR and CAGR for every fund, plan goals and retirement, and let your family get one summary email. Your data stays in your own Google Drive.
Frequently asked questions
Is Capital Friends free?
Yes. It is open source and free for any family. You sign in with Google and your data is saved in one Google Sheet in your own Drive.
Do I need to type in every fund?
No. Import one CAMS statement per family member and every fund and transaction comes in; the guide on CAMS import shows the steps.
Is this investment advice?
No. The app and these guides show facts about your own money; what you do with them is your decision.
More free tools
All family funds from one CAS import, with real money-in, XIRR and CAGR.
Three buckets, refilled in good years, so you never sell in a crash.
Goals on a road, funded from the money you already have, moved to safety on time.
Calculators use the inputs you enter and standard formulas; results are estimates, not guarantees. Returns from mutual funds, stocks and other investments are not fixed and can be lower than assumed. Capital Friends is a tracking tool and is not a SEBI-registered investment adviser; nothing here is a recommendation to buy or sell any security.